Open an account in a module bank. How to open a current account in Modulbank. How quickly Modulbank opens a current account

• Opening an account without visiting the bank through a visiting specialist
• Online account booking after submitting an application
• Free servicing of any account with prepayment “forever”
• Up to 7% per annum on account balance
• The salary project works with cards of any banks
• Online cash registers that comply with 54-FZ
• Internet banking supports current accounts in other banks
• Automated solutions for currency control
• Top up your account at Unistream cash desks, MegaFon stores, ATMs of Sberbank and the former B&N Bank

When opening an account, Modulbank offers all new clients:

• 10,000 rubles for the first advertising campaign in Yandex.Direct
• Up to 50,000 rubles for advertising in myTarget
• 90 days of service on the Premium tariff in the Kontur.Elba metering system
• 1,500 rubles to a corporate Yandex.Taxi account
• Month of posting the “Standard Plyut” vacancy on hh.ru
• One month of free access as 1C:BukhService
• 3 months free use of Tilda website builder
• And other bonuses

Advantages of the bank for individual entrepreneurs

• An account for an individual entrepreneur can be opened using a passport
• Free account maintenance for the first three months
• Free accounting for individual entrepreneurs on the simplified tax system 6% without employees and cash desk
• Ready-made solutions for those who work with international companies
• Amounts on accounts up to 1,400,000 rubles are insured by DIA

Advantages of the bank for LLC

• Tariff available with free payment orders
• Business credit and debit cards with cashback
• Express guarantees for participation in auctions under 44-FZ and 223-FZ
• Various business loan programs
• A system for checking your business and counterparties for reliability

Modulbank tariffs

The Start tariff is valid only for the first three months after connection, after which it is replaced by Optimal or Unlimited.

How to open an account

Go to the Modulbank website. Click the "Open an account for free" button.

Enter your name and phone number. Click the "Open Account" button.

In a few minutes, the bank manager will contact you, who will coordinate the time and place of the meeting with the specialist. You will also receive login information for your personal account - in it you will need to upload scanned copies of the required documents. In your personal account you will also find account details.

Upload copies of your passport and SNILS into the form on the website.

On the appointed day, meet with a specialist - you can contact the bank office or order a home visit. Give him the original documents for verification and sign the agreement for settlement and cash services. After this you will be able to use your account.

Required documents

If you are an individual entrepreneur, then to open an account you only need a passport. If you registered less than a month ago, the bank may require an INN and OGRNIP. If you have been running a business for more than a year, you will need financial statements.

To open an account, a legal entity will need:

• Manager's passport
• Certificate of registration or extract from the Unified State Register of Legal Entities
• TIN certificate
• Charter in the latest edition
• Decision or protocol on establishment
• Order on the appointment of a manager
• Documents about the location of the company
• Financial statements

If necessary, the bank may request other documents and information.

You will learn how to log into your personal account on the official website of Modulbank online. Detailed instructions for convenient and quick access to modulbank.ru with screenshots and video instructions. A visual guide to recovering a forgotten password for your bank account. We provide only the most current information.

About the bank

Modulbank is a medium-sized bank in terms of assets, specializing in servicing small businesses. Founded in 1992 in Biysk (Altai Territory). Since 2002, it worked under the name Regional Credit. The Modulbank project was launched in 2014; former top managers of Sberbank participated in its creation. It turned out to be successful, and the bank focused entirely on it, abandoning work with private clients.

The main stake in the bank belongs to businessman Artem Avetisyan. Modulbank's branch network consists of a head office in Kostroma and two branches in Moscow and Novosibirsk. In a number of regions, the bank operates through remote channels and field specialists. The bank operates on the basis of license No. dated March 16, 2016.

Modulbank offers all the basic services required by small and medium-sized businesses. Clients-entrepreneurs have access to cash settlement services, loans, corporate cards, acquiring, currency control and other necessary services. It also continues to hold deposits made during the Regional Credit period on demand terms.

Modulbank services for business

Modulbank is actively developing its services for small banks. In it you can connect acquiring, fill out a salary project, buy an online cash register or go through currency control. You will learn more about the popular services of Modulbank below.

Salary project

Modulbank does not issue its own salary cards. Instead, it allows you to transfer salaries and dividends to cards of any banks under the same conditions. You can connect a salary project using the Optimal and Unlimited tariffs. A payment order fee is charged for each transfer. Payroll project maintenance is free.

Salaries are paid through online banking. Here you can specify information about employee cards, generate and send a salary slip. All necessary data can be downloaded from 1C. The bank will automatically calculate and deduct personal income tax during the payment process. Money is transferred to employees’ accounts within 24 hours after sending the statement.

Acquiring in Modulbank

In Modulbank you can connect trade and Internet acquiring. The service will allow you to accept cards from all major payment systems in your store or website. You can connect acquiring at any tariff.

You can purchase any number of acquiring terminals as your property or rent them. You can pay the cost of the equipment in one lump sum or in interest-free installments for 6 months. The cost of equipment, depending on the model, is from 16,000 rubles.

Internet acquiring is also connected free of charge. The payment module is compatible with all popular CMS - 1C-Bitrix, WordPress, Drupal, VirtueMart and others. It is easy to connect to online cash desks of Modulbank and Atol. Prepayment and refund options are available.

In addition to acquiring, you can connect the “Retail” option. It reduces transaction fees by 0.3% for merchants and sets a rate of 2.2% for online acquiring. The cost of the option is 1,490 rubles per month (Optimal tariff) or free of charge (Unlimited tariff). Delivery, installation and configuration of terminals are free.

Acquiring tariffs:

Online cash registers

Modulbank was one of the first among Russian banks to offer online cash desks to its clients. His Modulkassa is positioned as a universal device designed for retail trade, the service sector and online stores with below-average turnover.

The cash register is a terminal based on a touch tablet on the Android operating system with a built-in receipt printer. The device can be used both at a stationary and mobile point. It can be equipped with either a built-in or external acquiring module and a barcode scanner. Modulkassa supports work with 1C, it can be connected to EGAIS for selling alcohol.

The cash register can be purchased separately or together with a fiscal drive. The bank delivers it free of charge in major cities of Russia. You can pay for the cost of the device in a lump sum or for setup. Cash register software and connection to the fiscal data operator are paid separately.

Cost of cash register equipment in Modulbank:

• Cash desk without FN - 11,990 rubles
• Cash desk with FN for 13 or 15 months -
• Cash desk with personal income tax for 36 months - 22,800 rubles
• Cash desk with acquiring without FN - 24,900 rubles
• Cash desk with acquiring and FN for 13 or 15 months - 31,800 rubles
• Cash desk with acquiring and FN for 36 months - 35,800 rubles
• Cash register software - from 490 rubles per month

You will learn more about Modulbank online cash desks.

Services for foreign exchange transactions

Modulbank offers various solutions for those who work with foreign companies. Here you can open a foreign account, transfer currency and undergo exchange control. Foreign exchange transactions are available at any cash settlement tariffs. The bank works not only with US dollars and euros, but also with yuan - it is suitable for those who enter into transactions with Chinese companies.

The bank undertakes all operations related to currency control - it will prepare all the necessary documents and notify you about the deadlines. You only need to send a scanned copy of the contract to the bank, pay the commission and sign the finished documents. For those who work with international companies - Booking.com, Uber, Google Play and others - ready-made solutions are provided.

Tariffs for services for foreign trade activities:

Internet accounting

Modulbank offers its own accounting outsourcing service, which any of its clients can use. The bank will take care of preparing and sending reports - you will only need to supervise the work of the accountant.

An accountant will not only help you keep records, but also analyze your business. He will tell you how to avoid possible fines and blocks, and warn you about important payments. You can work with accounting through your personal account or mobile application. For companies with large turnover, separate solutions are provided.

Tariffs for online accounting:

Modulbank mobile application

The mobile application is connected together with online banking. It allows you to manage your account anytime, anywhere. The application is available for the latest versions of iOS and Android devices.

When you log in for the first time, enter the phone number specified when registering your account.

Set the access code that will be used to log in.

Through the application, you can upload the documents required to open an account and reserve details.

A current account is a bank account for individual entrepreneurs and companies. According to the law, an individual entrepreneur can work without an account, but then restrictions are imposed on the activity, for example, you cannot:

• accept payments by cards;
• work on non-cash transfers;
• pay or receive more than 100,000 rubles under one agreement;
• exceed the cash limit - that is, store more cash than the law allows.

It’s more convenient with a current account because the bank automatically generates reports. You can pay your taxes in one click. Modern banks provide individual entrepreneurs with a personal account where you can check transfers from partners or view your payments.

How to open a current account for an individual entrepreneur in Modulbank

• the analytical agency “Marxweb” awarded Modulbank first place in the categories “The most profitable service for entrepreneurs” and “Simple and convenient currency control”;
• at the annual FinWin forum, Modulbank took first places as “Best service for small businesses” and “Most open bank”;
• The Chamber of Commerce and Industry of the Russian Federation awarded Modulbank first place in the category “Best banking program for small businesses.”

To open an individual entrepreneur's current account with Modulbank, an entrepreneur just needs to leave an application on the website. The account will be available in five minutes - you can accept payments from partners, but you cannot withdraw or transfer money.

You can apply directly from our website

The account will be fully operational when the entrepreneur meets with the bank manager and concludes a service agreement. This can be done at a bank branch, at a company office or in a cafe. An entrepreneur needs to bring a passport to a meeting with a manager - no other documents are required.

Advantages of an individual entrepreneur's current account in Modulbank

Modulbank works only with entrepreneurs, therefore it focuses on improving the quality of services for business. For example:

• 24-hour chat and telephone to resolve issues without visiting the branch;
• operating day from 4:00 to 20:45 Moscow time;
• personal account without installing additional programs;
• mobile application with full control over your account - you can send and receive payments from anywhere in the world.

If an entrepreneur keeps records of sales in a special system, Modulbank can exchange payments and statements with it. The bank supports the 1C, Elba Circuit, Bitrix 24 and Moe Delo systems. When a company receives a payment, the data automatically appears in the account history and program.

Modulbank attaches a corporate card to the account. The entrepreneur uses it as personal. The card can be linked to the Apple Pay system to pay for company expenses from your phone. A fingerprint is needed to confirm payment, so the money is safe even if the entrepreneur has lost his phone.

Support for individual entrepreneurs with a current account in Modulbank

Modulbank clients resolve issues online and do not waste time traveling to the branch. The entrepreneur can choose to ask a question on social networks, Skype, online chat or by phone. The manager will help you remotely:

• fill out a payment order,
• connect “My Business” or another system,
• find the nearest ATM,
• understand the tariffs
• switch to another tariff plan.

The Bank module works only with small businesses, so for an individual entrepreneur, working with this organization will be the optimal solution. The bank has the simplest system of operation; interaction does not require specific skills or additional software, which will be very convenient for beginner entrepreneurs.

How to open an account for an individual entrepreneur?

In order to open a current account for an individual entrepreneur, the client will need:

• Leave a request for the service. This can be done on the main page of the Bank Module. In this case, you only need to indicate the entrepreneur’s phone number. You can also leave a request from your personal account after registering there.
• Contact a bank employee. After the application is submitted, the Module Bank manager will independently contact the client within 10 minutes. During the conversation, all the most important points will be discussed, which will later be reflected in the contract.
• Meet with the manager. The meeting is scheduled by the bank manager. It does not have to take place at a bank branch; the client can choose another place. A Bank Module employee comes to a meeting with a ready-made agreement that needs to be signed.

The signed agreement is the key to obtaining a current account. Almost immediately after this, the individual entrepreneur will be able to carry out transactions on the created account. All necessary information about it will be automatically sent to the tax office.

To open an account, an individual entrepreneur will only need a passport from documents. The bank independently searches for the necessary details.

Key Features

A current account is required to carry out monetary transactions. The client can independently replenish the account, receive money from clients for services performed, and transfer money to other legal entities. All operations are performed as quickly as possible, since the technical support of the individual entrepreneur works without breaks or weekends. You can clarify information on any issue not only through email, but also through messages on social networks or instant messengers.

It is worth noting that a number of money transfer actions will be subject to a commission, the amount of which depends on the selected tariff. The current account has the properties of a deposit, so interest will be charged on the balance, the amount of which also depends on the selected tariff.

Advantages

The main advantage of Module Bank is uninterrupted operation. Customer support is provided 24 hours a day. This is convenient, since bank clients can be scattered throughout Russia, and time zones significantly shift the work schedule in many small businesses. The only restriction is on interbank money transfers. Such a transaction is processed by Modul Bank specialists from 4:00 to 20:45 Moscow time.

The bank has quite favorable tariff conditions. The subscription fee is small, and it can be avoided if certain conditions are met. If necessary, you can connect a salary project without additional service fees.

RKO in Modulbank - open a current account for individual entrepreneurs and LLCs online with free service

Are you thinking about opening a current account for an individual entrepreneur or LLC in Modulbank? This bank offers settlement and cash services for entrepreneurs according to a scheme similar to the banks Tinkoff and , that is, cash settlement services in Modulbank are carried out remotely (online). Modulbank, Tinkoff and Tochka were able to take leading positions in the field of maintaining current accounts for individual entrepreneurs and LLCs; the seriousness of these banks was confirmed by Markswebb Rank & Report.

You can open a current account in Modulbank in three currencies: euros, dollars and yuan. When receiving money from foreign companies, you must undergo currency control, so that you do not have problems, the bank itself fills out all the documents and monitors the deadlines.

The operating day at Modulbank lasts from 5 am to 20:30 Moscow time. Even if you sent an interbank payment at 20:20, it will still go out on the same day. Intrabank payments in Modulbank are processed 24/7.

Modulbank - cash settlement tariffs for individual entrepreneurs and LLCs

Modulbank offers its clients 3 cash settlement tariffs for individual entrepreneurs and LLCs.

0 RUR/month – Starter tariff

• 90 rubles for interbank payment;
• commission 2.5% for cash withdrawals up to 100,000 rubles per month;
• replenishment of account – commission 0.5%;
• external payments up to 1 million rubles.

490 rub./month. – Optimal tariff

• 19 rubles for interbank payment;
• 0% commission for cash withdrawals up to 50,000 rubles per month;
• external payments up to 10 million rubles;
• 3% on the current account balance, 2% on the balance in foreign currency.

4,900 rub./month. – Unlimited tariff

• interbank payments are free;
• 0% commission for cash withdrawals up to 100,000 rubles per month;
• external payments for any amount;
• up to 7% on the current account balance, 2% on the balance in foreign currency.

Stock!

When paying for cash payments for 6 months, you will immediately receive a 15% discount, and for 12 months – 20%.

At the “Optimal” tariff for expense transactions of more than 100 thousand rubles per month account service is free, on the “Unlimited” tariff – free of charge when spending more than 500 thousand rubles per month.

How quickly does Modulbank open a current account?

Modulbank opens a current account immediately after submitting an online application from. You receive details that you can use when concluding contracts and to receive money. You can withdraw and transfer money after signing an agreement with the bank.

To conclude a settlement agreement, you do not need to go anywhere - after you submit an online application and receive the details, the manager will call you to arrange a meeting.

Modulbank is the only bank in the Russian Federation that cooperates only with small businesses.

This bank was the first on the market to launch a number of tools useful for entrepreneurs: the ability to open a current account via the Internet and even by phone, free bookkeeping, and so on.

In addition, the bank has the opportunity to transfer salaries to employees to any bank cards.

More about Modulbank

Advantages

Interaction with the bank without a personal visit to the office

All cooperation is carried out via the Internet. You don’t have to go to the bank; technical support is available around the clock to connect services and open accounts, as well as correct errors in payments.

Making transfers

At Modulbank, transfers are made from early morning until 20.30 Moscow time. All payments are processed on the same day.

Simplified personal account

To work with the account, you do not have to install any additional software. You just need to go to the site, enter your phone number and password, and then get to work.

Opportunity to communicate with specialists in different fields

All questions can be answered where they were asked: on social networks, on Skype, by phone. You can ask a question anywhere convenient and get an answer.

Bonuses for clients who contact the bank for the first time

New clients receive some nice bonuses:

• Free transactions in some tariff plans;
• Possibility of free use of various accounting programs;
• Free consultations with bank specialists;
• Free service for registering an LLC or individual entrepreneur.

Full customer support

Regardless of the tariff plan, banking institution specialists provide assistance to their clients:

• In filling out payment orders;
• Find an ATM to withdraw cash;
• Provide advice on conducting foreign exchange transactions;
• Provide support when switching to another tariff plan.

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Tariffs for cash settlement services in Modulbank for legal entities and individual entrepreneurs

The screenshot below shows discounts on tariff payments: for half a year, for a year and forever. Yes, Modulbank has introduced the ability to pay for the tariff for life in 1 payment! Using the “Optimal” tariff as an example: for a year - 4680 rubles, and for life - 9900 rubles. Those. the tariff pays for itself in 2 years, and then you use it for free.

Detailed tariffs

Starting

It differs from others in that there is no need to pay a subscription fee, but at the same time the profitability on the balance is 0%.

Optimal

Tariff with an annual return on the balance of 3%.

Unlimited

A tariff plan that involves paying a certain amount of a subscription fee and the ability to withdraw cash without commission.

When paying paid plans for half a year, there is a good 15% discount!

How to open a current account in Modulbank

Opening a current account in Modulbank is easy and quick. Moreover, you won’t have to write applications and collect a bunch of documentation. We invite you to read the step-by-step opening instructions.

Click on the button and follow the instructions:

Open an account

Application for opening

We leave it online and register in the system. It literally takes 5 minutes. We fill out the contact information in the form that is presented on the official website.

Attaching documents

We scan and upload the necessary documentation. A current account number is immediately reserved for you.

We complete the opening procedure

To do this, a bank employee may come to you. The time is negotiated individually.

Documentation for individual entrepreneurs

• Your passport;
• OGRNIP.

Documentation for LLC

• Charter and other constituent documents;
• OGRN;
• An order confirming the appointment of a manager;
• Manager's passport;
• Passports of persons authorized to sign documents;
• License if required.

What is good about Modulbank for individual entrepreneurs?

First of all, you don’t have to stand in queues to resolve any issues you may have; just go to your personal account on the website.

In addition, for individual entrepreneurs who work on the simplified tax system, there is a “free accountant” service. Its use allows you to carry out tax calculations, prepare and fill out declarations, and also receive answers to relevant questions.

Modulbank has developed a simple interface so that you can manage your funds. You can view and analyze the dynamics of the movement of funds, receive statements without visiting a banking institution, and so on.

Another important point: all deposits opened by an individual entrepreneur in Modulbank are insured by the state.

Modulbank opportunities for LLC

The bank offers the following services to entrepreneurs who manage LLCs:

• Accounting and legal support;
• Transfer of employee salaries to cards of any banks;
• Personal assistant services.

On average, it takes bank specialists from 5 to 7 minutes to resolve one of your questions, so you definitely won’t have to repeat what the problem is a hundred times. In addition, communication without excessive officialdom allows you to resolve the situation much more effectively than complex and incomprehensible banking terminology.

Lawyers' services

The list includes a range of services, namely:

• Drawing up and analysis of existing contracts;
• Registration of employees;
• Consultations;
• Assistance in preparing various types of documentation.

Assistant services

They may be useful to you if:

• I need to make a payment, but I don’t have time. Send your details to the chat, the assistant will fill it out;
• If you want to withdraw cash, but can’t find an ATM: contact us, our assistant will help!

All these services are designed to save your time, which is better spent on business.

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Settlement and cash services in Modulbank

Settlement and cash services includes a wide range of services. To be more precise, it includes:

• Salary projects;
• Acquiring;
• Opening and maintaining a current account;
• Bank guarantee;
• Currency control.

And now a little more about each service.

Salary project

To use this service, just leave a request to connect it and send it to specialists. There is no need to provide documentation on the employment of workers, nor is it necessary to conclude a contract.

To transfer your salary you will have to spend literally a few minutes. A list of employees and a payment slip are created. Once you sign it, pay will be sent to all employees.

Acquiring

In order to use this service, you need to leave a request and answer a number of questions. Within five days you will be able to sign and pick up your copy of the agreement, as well as the terminal for accepting cards.

The advantages here are obvious: you will not need to pay a subscription fee for the terminal, and if your business turnover is insufficient, you will not have to return the equipment to the bank.

Internet acquiring

If you are the owner of an online store, this service is for you. Connection takes about three days, and you will only need to pay commissions on purchases.

With the Internet acquiring service from Modulbank, funds are credited to your store’s current account within 24 hours, rarely within three days.

Payment via social networks

If you have opened a page for your store on social networks, acquiring can be connected to this page. This means that your customers will be able to make payments where it is convenient for them.

Opening and maintaining a current account

We have already discussed this issue today. But it’s worth repeating that the whole process happens quickly and you won’t have to waste your nerves and time.

Cash register on a tablet

This is a development of Modulbank and is an application. You install it on your tablet, create a list of products, and work.

Your store's most popular products will be placed on the main screen, so the cashier won't have to search for them for long.

Bank guarantee

Modulbank has reduced the price of bank guarantees. Previously, the guarantee price started from 5,000 rubles, but now it starts from 999 rubles, and you can additionally get a 15% discount if you have a paid tariff. This change is already in effect.

Currency control

This procedure is followed by everyone who receives funds in foreign currency or transfers them to foreign companies or citizens.

Also, in order to carry out transactions in foreign currency in Modulbank, you can open a special foreign currency account. This will take about an hour of your time. You can write in the chat what currency you need to open an account in and within an hour you will be able to accept money.

Foreign exchange transactions can be carried out in dollars, euros and yuan.

Currency control must be carried out in accordance with the requirements of the Central Bank of the Russian Federation. This is a precautionary measure to ensure that the flow of illegal funds and prohibited goods does not enter the territory of the Russian Federation. If you refuse to go through the control procedure, the banking organization will simply refuse to issue you money.

As for tariffs, in Modulbank they are fixed and do not depend on the transfer amount.

In the next part of our article we should talk about technology. It is technology that now makes it possible to effectively manage accounts and finances, obtain information about banking transactions, and so on.

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Additional features

Mobile app

Using the mobile application, you can fully manage your funds. You monitor the status of your account, transactions on it, make deposits, and so on.

You can send payments even in situations where your laptop or desktop computer is not nearby. Enjoy your vacation and take control of your finances!

Personal Area

All your accounts are in one personal account, even if you have several LLCs or individual entrepreneurs. You can obtain online access for an assistant, accountant or your deputy.

In your personal account, you have the opportunity to view and analyze statistics on your financial transactions. In addition, the data of all companies to which you sent money at least once is saved and when you send it again, all details will be filled in automatically.

Internet accounting

You can connect online accounting to your account. This allows you to exchange statements, calculate payments and taxes without your direct participation at all.

Chat with experts

Consult with specialists, ask questions about the services you are interested in at any time convenient for you.

Inviting friends from a smartphone application

You may well send your friend an offer to open a current account in Modulbank. To do this, go to the application and send the link. As soon as a friend concludes an agreement, both you and he will receive a month of free service in a banking organization.

Purchasing an insurance policy

Through your personal account you have the opportunity to purchase insurance. This could be MTPL, CASCO, insurance for tourists, and so on.

The bank's website contains offers from several insurance companies; you just need to choose the one that suits you completely. You don't have to visit a bunch of sites to compare conditions and rates.

Commission refund

If suddenly you sent a transfer by mistake, you will receive it back along with the commission.